How Much House Can I Afford on C$100,000 Income in Canada?
Reference Rates
5-yr Fixed 4.22%
Variable 3.63%
Prime Rate 4.44%
BoC Rate 2.2422%
May 28, 2026 · Bank of Canada
345000
Max Home Price
2667
Max Monthly Housing (GDS)
52000
Down Payment
7.24%
Stress Test Rate
Canadian Affordability Calculator
Maximum Home Price
345000
Based on GDS 32%
Annual Income
100000/yr
Monthly Gross Income
8333
Max Monthly Housing (GDS 32%)
2667
Down Payment (15%)
52000
Qualifying (Stress Test) Rate
7.24%