Mortgage Calculator for Idaho
Pre-filled with Idaho's average home price of $420000, property tax rate of 0.7%, and average insurance of $1200/year. Adjust any value below.
1 Loan Details
2 Monthly Costs (Idaho averages pre-filled)
Include PMI
Required when down payment < 20%
Estimated Monthly Payment
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Enter your loan details to see your payment
Total Interest Paid
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Over loan lifetime
Total Cost
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Principal + interest
Loan Amount
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Amount financed
Down Payment
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Of home price
Monthly Payment Breakdown
Balance Over Time
Rate Comparison
How your payment changes with different interest rates
| Rate Scenario | Monthly P&I | Total Interest |
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| Enter loan details above to see rate scenarios | ||
Amortization Schedule
Full month-by-month payment breakdown
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Idaho Housing Market
Idaho, particularly the Boise metro, experienced some of the fastest home price appreciation in the US during 2020–2022 as California and Washington buyers relocated. Prices have moderated but remain elevated relative to local incomes.
Affordability in Idaho
Boise's median now exceeds $425,000, straining local buyers who don't have California equity to bring. Nampa and Caldwell offer more affordable options within commuting distance of the Treasure Valley employment base.
Key Markets
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