Mortgage Calculator for Missouri

Pre-filled with Missouri's average home price of $225000, property tax rate of 1.05%, and average insurance of $2000/year. Adjust any value below.

1 Loan Details

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2 Monthly Costs (Missouri averages pre-filled)

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Include PMI

Required when down payment < 20%

Estimated Monthly Payment

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Enter your loan details to see your payment

Principal & Interest
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Property Tax
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Home Insurance
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HOA Fees
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Total Interest Paid

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Over loan lifetime

Total Cost

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Principal + interest

Loan Amount

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Amount financed

Down Payment

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Of home price

Monthly Payment Breakdown

Balance Over Time

Rate Comparison

How your payment changes with different interest rates

Rate Scenario Monthly P&I Total Interest
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Amortization Schedule

Full month-by-month payment breakdown

Missouri Housing Market

Missouri offers highly affordable housing across most markets. Kansas City and St. Louis provide urban amenities at a fraction of coastal city costs, consistently ranking among the most affordable major metros in the country.

Average Home Price $225000
Effective Property Tax Rate 1.05%
Avg Annual Property Tax $2363
Avg Annual Insurance $2000

Affordability in Missouri

With median home prices near $225,000, Missouri is one of the most accessible states for first-time buyers. A household earning $60,000 can typically qualify for a median-priced Missouri home with a standard 30-year mortgage.

Key Markets

Kansas City St. Louis Springfield Columbia Independence

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