Mortgage Calculator for Montana
Pre-filled with Montana's average home price of $400000, property tax rate of 0.7%, and average insurance of $1300/year. Adjust any value below.
1 Loan Details
2 Monthly Costs (Montana averages pre-filled)
Include PMI
Required when down payment < 20%
Estimated Monthly Payment
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Enter your loan details to see your payment
Total Interest Paid
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Over loan lifetime
Total Cost
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Principal + interest
Loan Amount
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Amount financed
Down Payment
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Of home price
Monthly Payment Breakdown
Balance Over Time
Rate Comparison
How your payment changes with different interest rates
| Rate Scenario | Monthly P&I | Total Interest |
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Amortization Schedule
Full month-by-month payment breakdown
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Montana Housing Market
Montana saw dramatic price appreciation during the pandemic as remote workers and lifestyle buyers flooded Bozeman and Missoula. Bozeman now rivals many coastal markets in price relative to local income levels.
Affordability in Montana
Bozeman's median exceeds $600,000, making it one of the least affordable markets relative to local wages in the country. Billings and Great Falls remain considerably more accessible for buyers with Montana-based incomes.
Key Markets
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