Mortgage Calculator for Vermont

Pre-filled with Vermont's average home price of $375000, property tax rate of 1.4%, and average insurance of $1300/year. Adjust any value below.

1 Loan Details

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2 Monthly Costs (Vermont averages pre-filled)

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Include PMI

Required when down payment < 20%

Estimated Monthly Payment

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Enter your loan details to see your payment

Principal & Interest
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Property Tax
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Home Insurance
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HOA Fees
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Total Interest Paid

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Over loan lifetime

Total Cost

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Principal + interest

Loan Amount

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Amount financed

Down Payment

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Of home price

Monthly Payment Breakdown

Balance Over Time

Rate Comparison

How your payment changes with different interest rates

Rate Scenario Monthly P&I Total Interest
Enter loan details above to see rate scenarios

Amortization Schedule

Full month-by-month payment breakdown

Vermont Housing Market

Vermont saw dramatic demand increases during the pandemic as remote workers sought rural quality of life. Burlington's limited housing supply and popular ski destinations like Stowe push prices well above the regional norm.

Average Home Price $375000
Effective Property Tax Rate 1.4%
Avg Annual Property Tax $5250
Avg Annual Insurance $1300

Affordability in Vermont

Vermont's combination of high prices, high property taxes, and relatively low average wages creates significant affordability challenges for local buyers. Remote workers with out-of-state salaries have significant competitive advantages.

Key Markets

Burlington South Burlington Rutland Barre Montpelier

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