Mortgage Calculator for Wisconsin

Pre-filled with Wisconsin's average home price of $265000, property tax rate of 1.52%, and average insurance of $1500/year. Adjust any value below.

1 Loan Details

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2 Monthly Costs (Wisconsin averages pre-filled)

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Include PMI

Required when down payment < 20%

Estimated Monthly Payment

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Enter your loan details to see your payment

Principal & Interest
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Property Tax
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Home Insurance
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HOA Fees
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Total Interest Paid

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Over loan lifetime

Total Cost

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Principal + interest

Loan Amount

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Amount financed

Down Payment

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Of home price

Monthly Payment Breakdown

Balance Over Time

Rate Comparison

How your payment changes with different interest rates

Rate Scenario Monthly P&I Total Interest
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Amortization Schedule

Full month-by-month payment breakdown

Wisconsin Housing Market

Wisconsin has moderate home prices but relatively high property taxes among Midwestern states. Madison benefits from the University of Wisconsin, driving consistent demand and price appreciation in Dane County.

Average Home Price $265000
Effective Property Tax Rate 1.52%
Avg Annual Property Tax $4028
Avg Annual Insurance $1500

Affordability in Wisconsin

Madison's strong job market and university presence keep prices elevated relative to the state median. Milwaukee and Green Bay offer more accessible entry points, with homes regularly available below $200,000 in outer suburban markets.

Key Markets

Milwaukee Madison Green Bay Kenosha Racine

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